| 1. | To make the analysis deeper and clearer , this paper postulates an actuarial case and probes the mathematical basis of life insurance securitization
为了使剖析更加深入,本文还通过一个精算案例进一步研究寿险证券化的数理基础。 |
| 2. | In these years , insurance securitization has experienced a rapid development in the world , and it should be well developed in china
近年来保险证券化产品在国际保险市场得到了长足的发展，保险证券化在中国也应该得到相应的发展。 |
| 3. | Based on some actual cases , this paper explores the category and operation structure of life insurance securitization , analyzes its function , pricing principle and risks
结合具体案例,本文探讨了寿险证券化的类型和运作方式,并详细分析了寿险证券化的作用、定价原理和风险。 |
| 4. | Life insurance securitization will revise the traditional insurance theory . this paper will discuss the theoretical revolution it brings and the convergence of entire finance industry
寿险证券化的创新不仅体现在实务方面,更重要的是这种创新可能带来保险业经营理论的重大变革。 |
| 5. | Reviewing some important concepts , the characteristics of life insurance operation and its regulation , this paper deduces the essentiality and feasibility of life insurance securitization
本文从寿险经营及监管特点出发,以几个重要概念为基础论证寿险业开展证券化的必要性和可行性。 |
| 6. | Insurance securitization enables the capital from capital market into insurance market , and hence helps the insurance or re - insurance companies to transfer their risks
保险证券化通过建立保险支持证券，使资本市场的资金更好地进入保险市场，从而更好地帮助保险公司或再保险公司转移承保风险。 |
| 7. | The insurance securitization in 1990s followings after the banking securitization in 1980s , will impose great influence on the development of the instance industry , even the whole financial industry
继80年代银行证券化后于90年代出现的保险证券化，将对保险业甚至整个金融业的发展带来重要影响。 |
| 8. | Under the background of this insurance securitization , this article analyses the situation of our country ' s natural catastrophes and existing cat insurance system , then proposes the idea of insurance securitization in china
本文在保险证券化的背景下，分析了我国的自然灾害状况以及目前的巨灾保险制度，提出了在我国推行保险证券化的建议。 |
| 9. | In addition , this article introduces the major insurance derivatives of other countries , carefully analyses the possibility of developing cat bonds in china , considers the general conditions of china ' s laws and bonds market , and finally makes a conclusion that we should begin our insurance securitization process with the cat bonds , and develop our cat insurance derivatives market in a gradual manner
而且，本文在介绍了国外主要的保险证券化产品之后，对巨灾债券在我国的发展进行了一定的分析，同时考虑到我国法律环境、债券市场环境等因素，认为现阶段在我国全面开展保险证券化的时机还不成熟，提出从开展巨灾债券业务入手，逐步发展巨灾保险的衍生产品市场的结论。 |
| 10. | The ending part preliminarily considers on the apply of the securitization of catastrophe insurance in our country combined with the practice in our country . after describing the significance and analyzing the advantages and disadvantages of catastrophe insurance securitization in our country , this paper gives the correspondent advices in terms of the market environment , technology - support system and the supply of systems . the last section provides the preliminary blueprint and design of the development of catastrophe insurance securitization step by step
文章的结尾部分结合我国实际对在我国运用巨灾保险证券化进行了初步思考，在阐述巨灾保险证券化给我国带来的重要意义和分析我国运用巨灾保险证券化所存在的利弊的基础上，从市场环境、技术支撑体系以及制度供给等方面对我国运用提出了相应建议，并对我国分阶段发展巨灾保险证券化提出了初步设想。 |
